Designed Income Portfolio

The Gradient Investments Dual Directional Buffered Index Strategy offers the ability to profit from upside market participation but also provide a pre-determined level of downside protection against volatile markets. Investors in the Dual Directional Buffered Index Strategy can take advantage of market growth up to a pre-determined return cap but also enjoy a defined level of buffer protection against market losses. Further, the Dual Directional Strategy can potentially provide a POSITIVE RETURN even if markets are NEGATIVE.

The Gradient Investments Designed Income Portfolio has an objective of providing a recurring income stream with a pre-determined level of downside protection. The portfolio utilizes structured notes that provide pre-determined parameters including: the yield, the maturity, the level of protection, the type of protection, the coupon frequency, coupon contingencies, and call features. Notes will be issued on a periodic basis from investment grade underwriters who are some of the largest financial institutions in the world. Cash coupons are paid periodically based upon pre-determined parameters. Offerings are constructed as point to point solutions but can be liquidated intra-period if necessary. Offerings that mature (or are called) will return principal based on pre-determined parameters and will be paid in cash and placed in the investor account.